Make the Most of Your Investments

We’ve designed our line of credit products with one goal in mind — to help you secure, build and grow your best financial future.

Cash Surrender Value (CSV) Line of Credit Suite

Leverage your whole life insurance policy with the Equity Employees Bank CSV Line of Credit Suite. Borrow up to 90% of the cash surrender value of your policy, tax-free1. You’ll get quick access to cash, while your policy continues to grow. Whether you’re looking to expand your investment portfolio, plan for retirement, or grow your business, pursue more of life’s opportunities with an Equity Employees Bank CSV FLEX Line of Credit or Equity Employees Bank CSV MAX Line of Credit.

1 Consult your financial advisor to discuss your unique tax situation and the tax-free benefits of an Equity Employees Bank CSV Line of Credit. The Equity Employees Bank CSV Line of Credit is a demand credit facility, meaning Equity Employees Bank can demand payment of all or part of the outstanding balance at any time.


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A Home Equity Line of Credit (HELOC) may be an ideal solution

Home Equity Line of Credit (HELOC)

Thinking of taking on a home repair or renovation project? Need a way to pay for school, a car, or a cottage? A Home Equity Line of Credit (HELOC) may be an ideal solution. Using your home as collateral, you can access the funds you need when you need it. You can even pay all or part of the balance at any time, without penalty.

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Commercial Equity Line of Credit (CELOC)

An Equity Employees Bank Commercial Equity Line of Credit (CELOC) supports your business goals by providing flexible access to capital whenever you need it. Whether you’re a small-business owner looking to expand, or an entrepreneur with a growing real estate portfolio, a CELOC could be the perfect complement to your Equity Employees Bank commercial mortgage.

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